Our plan designs

Nine plan designs, composed for your group.

HSA, copay, EPO, and hybrid options. Pair with dental, vision, and supplemental benefits. All plans include telemedicine. Full schedules of benefits available in the Broker Portal.

Employers — see if you qualify

Brokers — run the Savings Estimator

Modular by design

Nine medical plan designs let you customize with dental, vision, and supplemental benefits.

Built to lower spend

Substantial savings for most employer groups versus current carrier premiums.

Member-friendly

All HSA plans include easy benefit management for health and HSA accounts.

Browse the lineup

All nine designs.

8300 HSA

$8,300 individual deductible · 0% in-network coinsurance · $25/mo HSA funding — Targeted to generally healthy individuals who want to save and invest their own money, while protecting themselves from financial loss due to a medical emergency.

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3500 HSA

$3,500 individual deductible · 30% in-network coinsurance — Targeted to generally healthy individuals who want to save and invest their own money, while protecting themselves (with a lower deductible) from financial loss due to a medical emergency.

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4500 Copay

$4,500 individual deductible · $40 PCP / $75 specialist copays — Individuals and families who want coverage that limits exposure to a financial loss from a catastrophic medical emergency.

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3500 Copay

$3,500 individual deductible · 20% in-network coinsurance · $40 PCP copay — Individuals and families with chronic conditions and more need for medications.

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VL 1750

$1,750 individual deductible · HSA-eligible · annual visit allowances — Healthy individuals and families seeking lower premiums through Visit Limited (VL) services with higher copays.

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VL 1000

$1,000 individual deductible · annual visit allowances — Healthy individuals and families wanting predictable copays and services only when utilizing a limited, focused Exclusive Provider Network.

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1000 EPO

$1,000 individual deductible · $50 office visits after deductible — Healthy individuals and families wanting predictable copays and services only when utilizing a limited, focused Exclusive Provider Network.

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1750 EPO

$1,750 individual deductible · HSA-eligible · $0 preventive Rx & generics — Healthy individuals and families who want a medical and dental health plan with an expanded formulary of preferred brand medications, and the additional savings capabilities of an HSA.

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2000 EP w HSA & Dental

$2,000 individual deductible · HSA-eligible · embedded dental — HSA-eligible EPO with embedded dental coverage — preventive dental covered at 100%, basic at 80%, and major at 50% after a $50 annual dental deductible — plus $0 preventive care and unlimited telemedicine.

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Dental

Standalone dental coverage — pair with any medical plan as an add-on. Preventive 100% · Basic & major covered · National dental network

Vision

Standalone vision coverage — exam, frames, and lens allowance. Annual exam · Frames + lenses · Contact allowance

Supplemental / Deductible Assistance

Gap coverage that softens member out-of-pocket on the high-deductible plans. First-dollar benefits · Pairs with HDHP / HSA · Member affordability

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Stack with

Optional add-ons.

Supplemental Insurance

Including Accident, Critical Illness, Hospital.

Member Engagement

Promotes healthy lifestyles, proper care for chronic conditions, and improves employee health and morale.

HealthOne HSA Card

Tax-advantaged spending on the Discover network.

Captive Programs

Captives for health, workers comp, and P&C can reduce costs for qualifying employers.

Full plan architecture lives in the broker portal.

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